You didn't become a CFO to buy five tools and still need a team to run them.

Your job is strategy. Proper will handle the rest.

AP, AR, payments, and payroll on one AI-native platform — built for multi-entity businesses and synced to the accounting system you already use.

Accounts Payable· Accounts Receivable· Payments· Payroll
AP Pending
$47,240
4 awaiting approval
AR Outstanding
$132,800
12 open invoices
Paid This Month
$284K
across 3 entities
AP Inbox 4 new
Sysco Foods
$4,521
Approved ✓
AWS
$2,847
Pending CFO
Delta Airlines
$890
Coded · Ready
Payroll · 3 entities Run Mar 31
Acme US
$86,400
Approved ✓
Acme UK
$24,100
Pending CFO
Acme CA
$18,900
Scheduled
Payments · March
18 sent 2 scheduled

Your finance team spends $120K - $300K a year on routine work that should've been automated by now!

These are activities that don't require human intelligence. They require a system that's actually built to run them.

$30–70K / year

Software

The average mid-sized finance team runs 5–7 SaaS tools. Each needs an integration. Each integration needs maintenance. None of them talk to each other the way you need them to.

Source: Productiv 2024 State of SaaS
$86–180K / year

Labor

A 2–4 person finance team, fully loaded. 38–56% of their time goes to transaction processing. Not analysis, not decisions. Not work that actually requires a human.

Source: APQC Finance Benchmarking, 832 companies
$13–50K / year

Errors & Delays

Late fees, missed discounts, decisions made on stale data. Poor financial visibility costs 3–4% of revenue. And it's almost always a systems problem, not a people one.

Source: Gartner 2018; West Monroe Partners 2026

Four tools. Four logins. None of them talk to each other.

Paying bills, getting paid, moving money, and running payroll each end up in a different system — and your accounting software in a fifth. That's a lot of glue for what should be one workflow.

📥Accounts Payable
📤Accounts Receivable
💸Payments
👥Payroll
Every tool needs an integration. Every integration needs maintenance. Every gap needs a human.
Money moves in four places. What you owe, what you're owed, and what you've paid are never in one view.
Multi-entity businesses have it worse. QuickBooks, Xero, and Sage all treat multi-entity as an afterthought.

AP, AR, payments, and payroll. One platform.

Proper works with the accounting system you already have. Bills, invoices, payments, and payroll run in one place and sync cleanly to QuickBooks, Xero, or NetSuite.

Accounts Payable

Bills paid. Approvals enforced. Nothing touches your books without going through the right channels.

Proper gives you unlimited independent channels, each with its own rules, running in parallel. Invoices come in, get coded automatically, route to the right approvers, and sync to your books when they clear.

  • Dedicated AP inbox. Forward, upload, or drag and drop.
  • AI reads any invoice format. No templates, no setup.
  • Unlimited approval channels, steps, and approver groups
  • Approvers fix coding inline. No rejection, no restart.
AP Inbox · 3 new
Sysco Foods
$4,521
Coded · Ready
AWS
$2,847
Pending CFO
Staples
$387
Approved
Amount Policy > $5K VP Finance ✓ · CFO pending
Engineering Dept Approved ✓
Accounts Receivable

Revenue recognized the moment it's earned. Collections handled before they become a problem.

Proper tracks what you're owed, automates collection workflows, and keeps your AR aging current without manual reconciliation. No separate tool. No data export. The same system that manages your bills manages your revenue.

  • Invoice generation and tracking in one place
  • Overdue reminders sent automatically at intervals you set
  • AR aging always current. No end-of-month scramble.
  • Cash position visible alongside AP. See both sides at once.
Current
$84,200
1–30 days
$31,450
30–60 days
$12,800
60+ days
$4,100
Acme Corp Due Jan 15 Reminder sent
NorthStar LLC Due Jan 22 Paid ✓
Payments

Every bill paid, on the right rail, after the right approvals.

Approved bills flow straight to payment. Pick ACH, wire, check, or card — Proper moves the money, tracks every payment to completion, and syncs the record back to your accounting system. No separate payments tool, no re-keying.

  • ACH, wire, check, and card from one place
  • Nothing pays until it clears your approval policy
  • Real-time payment status across every entity
  • Every payment syncs to your books automatically
Payments · March 2026 Processing
Sysco Foods
ACH · ····4821
$4,521.50
Sent ✓
AWS
Wire · USD
$2,847.00
Sent ✓
Northwind Co
ACH · scheduled
$1,290.00
Mar 31
Payroll

Run payroll across every entity, with approvals and a full audit trail.

Proper runs payroll for each of your entities and routes it through the same approval engine as AP. Pay your people on time, keep a complete record of every run, and sync the results straight to your accounting system.

  • Run payroll per entity, or across all of them at once
  • Approvals before any run is committed
  • Full audit trail on every run
  • Results sync to your books automatically
Payroll Run · March 2026 Run Mar 31
Acme US
42 employees
$86,400
Approved ✓
Acme UK
11 employees
$24,100
Pending CFO
Acme CA
8 employees
$18,900
Approved ✓
Total · 3 entities$129,400

The #1 problem of QuickBooks, Xero, and other SMB systems. The foundation Proper is built on.

Multi-entity support isn't a feature you add to Proper. It's the architecture everything runs on. Every user, every bill, every invoice, every payment, and every payroll run is scoped to the right entities from day one. No workarounds, no configuration gymnastics, no additional costs per entity.

  • Data isolation by design. An AP clerk in Entity A never sees Entity B's invoices, vendors, or accounts. It's enforced on every query, not managed by user discipline.
  • One view across every entity. The CFO sees all of it. Each entity sees only its own. No spreadsheet juggling, no separate logins per entity.
  • One approval engine across all entities. Policies apply per entity, per department, or across the whole org. However your structure works.
CFOAll entities
Acme USEntity
Finance
Ops
Acme UKEntity
Finance

Proper-managed books are more auditable than manually-managed books.

Most finance software automates the work. Proper also produces the evidence. Every transaction creates an unbroken chain, source document, coding, approval trail, payment record, and sync to your books. Not assembled before the audit. Generated automatically as the work happens.

External auditors work to specific standards. Segregation of duties, source document traceability, authorization chains, reconciliation records. Proper is built to produce all of it as a byproduct of normal operations. When auditors ask for documentation, it's already there.

  • Segregation of duties, enforced and logged. Every action is tied to a user, a role, and a timestamp. The system enforces who can approve what and records every decision, edit, and override.
  • End-to-end transaction traceability. From original invoice to approval to payment to sync, every link in the chain is preserved and queryable. No gaps, no "I think someone approved this."
  • Immutable approval records. Approvals can't be deleted or backdated. The record shows who approved, when, from what device, and what the document looked like at the time.
  • Audit packages generated on demand. Pull a complete audit trail for any transaction, vendor, entity, or date range in seconds. What used to take two weeks of prep takes a few clicks.
Audit Trail · Invoice #4821 Sysco Foods · $4,521.50
Invoice received
Mar 1, 2026 · 9:14 AM · AP Inbox
Original PDF attached · sha256 verified
AI extracted & coded
Mar 1, 2026 · 9:14 AM · System
6100 · Food & Beverage · Entity: Acme US
Approved · VP Finance
Mar 1, 2026 · 11:32 AM · Sarah Chen
Amount policy channel · >$1K threshold
Approved · CFO
Mar 1, 2026 · 2:05 PM · James Liu
Amount policy channel · >$3K threshold
Payment processed
Mar 3, 2026 · ACH · Ref #ACH-88421
Bank account ····4821 · confirmed
Synced to your books
Mar 3, 2026 · 6:02 PM · System
QuickBooks · Ref #QB-2026-0841 · confirmed

Nothing to buy separately.

QuickBooks has 750+ apps in its marketplace. Xero has 1,000+. Every one of those is a gap their core product doesn't cover, and a subscription you pay to fill it.

AI document processing Included. No add-on.
Approval workflows Included. No add-on.
Multi-entity support Included. No add-on.
Syncs to your books QuickBooks, Xero, NetSuite.
Unlimited users Included. No per-seat fees.
Role-based data visibility Included. No add-on.

Your financial back office shouldn't need a team to run it.

Proper is in early access. Get in touch and we'll show you what it looks like for your business.